Call reports 2002
TCF NATIONAL BANK COLORADO — 2002
What TCF NATIONAL BANK COLORADO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 125,131,000 | 143,668,000 |
| Total loans | 99,637,000 | 112,880,000 |
| Allowance for loan losses | 197,000 | 163,000 |
| Securities available for sale | 492,000 | 429,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 84,061,000 | 109,802,000 |
| Interest-bearing deposits | 58,058,000 | 80,347,000 |
| Noninterest-bearing deposits | 26,003,000 | 29,455,000 |
| Equity capital | 10,304,000 | 10,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 1,722,000 | 3,653,000 |
| Interest expense | 528,000 | 1,204,000 |
| Net interest income | 1,194,000 | 2,449,000 |
| Noninterest income | 1,954,000 | 4,300,000 |
| Noninterest expense | 3,404,000 | 6,900,000 |
| Provision for loan losses | -177,000 | -156,000 |
| Pretax income | -79,000 | 5,000 |
| Income tax | -20,000 | 1,000 |
| Net income | -59,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 10,301,000 | 10,364,000 |
| Total capital | 10,498,000 | 10,527,000 |
| Risk-weighted assets | 90,620,000 | 101,197,000 |