Call reports 2014
FRANKLIN FEDERAL SAVINGS BANK — 2014
What FRANKLIN FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,066,611,000 | 1,081,737,000 | 1,071,132,000 | 1,079,060,000 |
| Total loans | 554,793,000 | 543,786,000 | 530,949,000 | 519,631,000 |
| Allowance for loan losses | 10,721,000 | 10,448,000 | 12,464,000 | 12,019,000 |
| Securities available for sale | 237,612,000 | 213,116,000 | 153,809,000 | 124,511,000 |
| Securities held to maturity | 114,963,000 | 111,445,000 | 105,950,000 | 102,348,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,187,000 | 687,576,000 | 689,769,000 | 698,151,000 |
| Interest-bearing deposits | 669,814,000 | 681,971,000 | 683,040,000 | 692,096,000 |
| Noninterest-bearing deposits | 6,373,000 | 5,605,000 | 6,729,000 | 6,055,000 |
| Equity capital | 201,524,000 | 205,502,000 | 202,429,000 | 213,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,458,000 | 21,444,000 | 31,253,000 | 40,393,000 |
| Interest expense | 3,576,000 | 7,271,000 | 11,021,000 | 14,756,000 |
| Net interest income | 6,882,000 | 14,173,000 | 20,232,000 | 25,637,000 |
| Noninterest income | 775,000 | 1,805,000 | 1,854,000 | 2,706,000 |
| Noninterest expense | 4,794,000 | 9,602,000 | 14,170,000 | 29,959,000 |
| Provision for loan losses | 296,000 | 241,000 | 8,845,000 | 8,479,000 |
| Pretax income | 3,598,000 | 7,166,000 | 5,479,000 | -3,682,000 |
| Income tax | 1,165,000 | 2,353,000 | 1,704,000 | 2,115,000 |
| Net income | 2,433,000 | 4,813,000 | 3,775,000 | -5,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,647,000 | 201,915,000 | 201,780,000 | 212,384,000 |
| Total capital | 207,390,000 | 210,504,000 | 209,725,000 | 219,974,000 |
| Risk-weighted assets | 697,450,000 | 685,282,000 | 631,077,000 | 602,736,000 |