Call reports 2013
FRANKLIN FEDERAL SAVINGS BANK — 2013
What FRANKLIN FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 996,798,000 | 1,005,713,000 | 1,012,319,000 | 1,044,765,000 |
| Total loans | 457,378,000 | 484,872,000 | 499,279,000 | 546,843,000 |
| Allowance for loan losses | 10,511,000 | 9,788,000 | 9,740,000 | 10,464,000 |
| Securities available for sale | 327,442,000 | 312,563,000 | 283,955,000 | 256,527,000 |
| Securities held to maturity | 17,387,000 | 16,061,000 | 70,249,000 | 104,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,901,000 | 636,869,000 | 651,892,000 | 668,581,000 |
| Interest-bearing deposits | 628,399,000 | 632,329,000 | 646,090,000 | 662,786,000 |
| Noninterest-bearing deposits | 5,502,000 | 4,540,000 | 5,802,000 | 5,795,000 |
| Equity capital | 173,078,000 | 179,072,000 | 182,576,000 | 198,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,725,000 | 19,160,000 | 28,925,000 | 39,056,000 |
| Interest expense | 3,660,000 | 7,287,000 | 10,880,000 | 14,492,000 |
| Net interest income | 6,065,000 | 11,873,000 | 18,045,000 | 24,564,000 |
| Noninterest income | 1,194,000 | 1,810,000 | 2,621,000 | 3,478,000 |
| Noninterest expense | 4,693,000 | 9,146,000 | 13,584,000 | 18,219,000 |
| Provision for loan losses | 405,000 | 580,000 | 697,000 | 1,794,000 |
| Pretax income | 3,396,000 | 5,054,000 | 7,413,000 | 8,482,000 |
| Income tax | 1,133,000 | 1,652,000 | 2,437,000 | 2,772,000 |
| Net income | 2,263,000 | 3,402,000 | 4,976,000 | 5,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,533,000 | 177,191,000 | 179,935,000 | 196,426,000 |
| Total capital | 177,608,000 | 185,420,000 | 188,495,000 | 205,548,000 |
| Risk-weighted assets | 643,532,000 | 656,753,000 | 683,624,000 | 728,433,000 |