Call reports 2012
FRANKLIN FEDERAL SAVINGS BANK — 2012
What FRANKLIN FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,026,862,000 | 1,020,978,000 | 1,019,917,000 | 1,012,475,000 |
| Total loans | 470,196,000 | 459,423,000 | 447,308,000 | 455,294,000 |
| Allowance for loan losses | 11,206,000 | 10,367,000 | 9,855,000 | 10,243,000 |
| Securities available for sale | 371,989,000 | 360,943,000 | 379,382,000 | 347,519,000 |
| Securities held to maturity | 22,975,000 | 21,801,000 | 20,372,000 | 19,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,169,000 | 652,586,000 | 646,678,000 | 652,070,000 |
| Interest-bearing deposits | 640,651,000 | 649,834,000 | 642,469,000 | 647,039,000 |
| Noninterest-bearing deposits | 3,518,000 | 2,752,000 | 4,209,000 | 5,031,000 |
| Equity capital | 175,656,000 | 179,292,000 | 184,277,000 | 172,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,958,000 | 21,642,000 | 32,007,000 | 42,013,000 |
| Interest expense | 4,356,000 | 8,472,000 | 12,370,000 | 16,145,000 |
| Net interest income | 6,602,000 | 13,170,000 | 19,637,000 | 25,868,000 |
| Noninterest income | 1,008,000 | 1,864,000 | 2,533,000 | 4,266,000 |
| Noninterest expense | 3,587,000 | 8,018,000 | 12,810,000 | 17,388,000 |
| Provision for loan losses | -298,000 | -929,000 | -1,525,000 | -1,268,000 |
| Pretax income | 3,602,000 | 7,143,000 | 9,803,000 | 12,834,000 |
| Income tax | 1,116,000 | 2,292,000 | 3,354,000 | 4,302,000 |
| Net income | 2,486,000 | 4,851,000 | 6,449,000 | 8,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,500,000 | 173,731,000 | 179,110,000 | 167,382,000 |
| Total capital | 179,074,000 | 182,156,000 | 187,538,000 | 175,569,000 |
| Risk-weighted assets | 683,251,000 | 672,024,000 | 672,799,000 | 652,934,000 |