Call reports 2001
STATE BANK OF HAMMOND — 2001
What STATE BANK OF HAMMOND reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,389,000 | 14,332,000 | 14,630,000 | 14,545,000 |
| Total loans | 6,420,000 | 6,446,000 | 6,457,000 | 6,004,000 |
| Allowance for loan losses | 189,000 | 193,000 | 196,000 | 107,000 |
| Securities available for sale | 6,865,000 | 7,243,000 | 7,067,000 | 7,680,000 |
| Securities held to maturity | 139,000 | 139,000 | 139,000 | 129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,633,000 | 12,578,000 | 12,794,000 | 12,254,000 |
| Interest-bearing deposits | 12,101,000 | 11,289,000 | 11,355,000 | 10,850,000 |
| Noninterest-bearing deposits | 1,532,000 | 1,289,000 | 1,439,000 | 1,404,000 |
| Equity capital | 1,561,000 | 1,567,000 | 1,650,000 | 1,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 535,000 | 765,000 | 968,000 |
| Interest expense | 135,000 | 258,000 | 370,000 | 465,000 |
| Net interest income | 131,000 | 277,000 | 395,000 | 503,000 |
| Noninterest income | 25,000 | 50,000 | 76,000 | 135,000 |
| Noninterest expense | 122,000 | 238,000 | 359,000 | 481,000 |
| Provision for loan losses | 0 | 0 | 0 | 24,000 |
| Pretax income | 34,000 | 89,000 | 112,000 | 133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 89,000 | 112,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,457,000 | 1,463,000 | 1,485,000 | 1,507,000 |
| Total capital | 1,542,000 | 1,545,000 | 1,576,000 | 1,592,000 |
| Risk-weighted assets | 6,804,000 | 6,648,000 | 7,163,000 | 6,786,000 |