Call reports 2026
CERESCOBANK — 2026
What CERESCOBANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 79,615,000 | 81,258,000 |
| Total loans | 42,405,000 | 44,480,000 |
| Allowance for loan losses | 756,000 | 768,000 |
| Securities available for sale | 26,739,000 | 27,942,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 69,257,000 | 69,024,000 |
| Interest-bearing deposits | 56,336,000 | 55,655,000 |
| Noninterest-bearing deposits | 12,921,000 | 13,369,000 |
| Equity capital | 9,922,000 | 10,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 929,000 | 1,899,000 |
| Interest expense | 341,000 | 695,000 |
| Net interest income | 588,000 | 1,204,000 |
| Noninterest income | 110,000 | 250,000 |
| Noninterest expense | 323,000 | 643,000 |
| Provision for loan losses | 13,000 | 28,000 |
| Pretax income | 344,000 | 762,000 |
| Income tax | 74,000 | 157,000 |
| Net income | 270,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,704,000 | 11,038,000 |