Call reports 2001
EXCHANGE STATE BANK — 2001
What EXCHANGE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,741,000 | 28,558,000 | 28,765,000 | 29,965,000 |
| Total loans | 17,048,000 | 17,515,000 | 18,226,000 | 17,322,000 |
| Allowance for loan losses | 235,000 | 250,000 | 257,000 | 246,000 |
| Securities available for sale | 4,944,000 | 8,711,000 | 7,717,000 | 7,673,000 |
| Securities held to maturity | 5,142,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,316,000 | 23,947,000 | 24,152,000 | 25,003,000 |
| Interest-bearing deposits | 22,329,000 | 21,741,000 | 22,437,000 | 22,621,000 |
| Noninterest-bearing deposits | 1,987,000 | 2,205,000 | 1,715,000 | 2,383,000 |
| Equity capital | 2,210,000 | 2,416,000 | 2,439,000 | 2,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,000,000 | 1,500,000 | 1,980,000 |
| Interest expense | 286,000 | 578,000 | 852,000 | 1,112,000 |
| Net interest income | 222,000 | 422,000 | 648,000 | 868,000 |
| Noninterest income | 17,000 | 47,000 | 67,000 | 84,000 |
| Noninterest expense | 144,000 | 279,000 | 418,000 | 708,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 94,000 | 183,000 | 316,000 | 270,000 |
| Income tax | 5,000 | 9,000 | 15,000 | 15,000 |
| Net income | 89,000 | 174,000 | 301,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,194,000 | 2,280,000 | 2,232,000 | 2,186,000 |
| Total capital | 2,429,000 | 2,530,000 | 2,489,000 | 2,432,000 |
| Risk-weighted assets | 18,796,000 | 20,199,000 | 21,349,000 | 22,189,000 |