Call reports 2024
IUKA STATE BANK, THE — 2024
What IUKA STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 140,008,000 | 142,759,000 | 144,644,000 | 141,955,000 |
| Total loans | 117,047,000 | 121,268,000 | 119,161,000 | 115,281,000 |
| Allowance for loan losses | 2,164,000 | 2,450,000 | 2,087,000 | 2,136,000 |
| Securities available for sale | 13,259,000 | 13,385,000 | 14,158,000 | 13,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,374,000 | 104,139,000 | 103,916,000 | 97,556,000 |
| Interest-bearing deposits | 90,562,000 | 84,593,000 | 85,482,000 | 80,467,000 |
| Noninterest-bearing deposits | 20,812,000 | 19,546,000 | 18,434,000 | 17,089,000 |
| Equity capital | 12,768,000 | 12,941,000 | 13,255,000 | 13,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,406,000 | 4,841,000 | 7,373,000 | 9,921,000 |
| Interest expense | 777,000 | 1,685,000 | 2,610,000 | 3,520,000 |
| Net interest income | 1,629,000 | 3,156,000 | 4,763,000 | 6,401,000 |
| Noninterest income | 114,000 | 273,000 | 497,000 | 644,000 |
| Noninterest expense | 1,018,000 | 2,024,000 | 3,076,000 | 4,208,000 |
| Provision for loan losses | 267,000 | 567,000 | 1,104,000 | 1,179,000 |
| Pretax income | 425,000 | 805,000 | 1,047,000 | 1,625,000 |
| Income tax | 150,000 | 300,000 | 450,000 | 600,000 |
| Net income | 275,000 | 505,000 | 597,000 | 1,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,062,000 | 14,291,000 | 14,374,000 | 14,738,000 |