Call reports 2020
IUKA STATE BANK, THE — 2020
What IUKA STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 107,005,000 | 114,969,000 | 112,427,000 | 119,401,000 |
| Total loans | 83,454,000 | 80,713,000 | 77,795,000 | 75,781,000 |
| Allowance for loan losses | 1,071,000 | 1,168,000 | 1,041,000 | 1,361,000 |
| Securities available for sale | 6,064,000 | 12,429,000 | 12,326,000 | 17,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,588,000 | 98,995,000 | 96,487,000 | 103,555,000 |
| Interest-bearing deposits | 74,985,000 | 79,729,000 | 82,464,000 | 86,913,000 |
| Noninterest-bearing deposits | 16,603,000 | 19,266,000 | 14,023,000 | 16,642,000 |
| Equity capital | 9,859,000 | 10,308,000 | 10,392,000 | 10,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,362,000 | 2,636,000 | 3,856,000 | 5,030,000 |
| Interest expense | 287,000 | 572,000 | 846,000 | 1,095,000 |
| Net interest income | 1,075,000 | 2,064,000 | 3,010,000 | 3,935,000 |
| Noninterest income | 74,000 | 177,000 | 298,000 | 413,000 |
| Noninterest expense | 843,000 | 1,597,000 | 2,382,000 | 3,162,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 670,000 |
| Pretax income | 256,000 | 519,000 | 726,000 | 516,000 |
| Income tax | 78,000 | 170,000 | 253,000 | 57,000 |
| Net income | 178,000 | 349,000 | 473,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,954,000 | 10,062,000 | 10,127,000 | 10,114,000 |
| Total capital | 11,026,000 | — | — | — |
| Risk-weighted assets | 87,825,000 | — | — | — |