Call reports 2019
IUKA STATE BANK, THE — 2019
What IUKA STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 95,735,000 | 93,235,000 | 97,572,000 | 101,340,000 |
| Total loans | 77,627,000 | 77,521,000 | 82,541,000 | 81,845,000 |
| Allowance for loan losses | 917,000 | 856,000 | 864,000 | 1,036,000 |
| Securities available for sale | 5,142,000 | 4,292,000 | 4,706,000 | 6,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,928,000 | 79,093,000 | 83,042,000 | 85,917,000 |
| Interest-bearing deposits | 69,744,000 | 67,457,000 | 70,595,000 | 74,026,000 |
| Noninterest-bearing deposits | 12,184,000 | 11,636,000 | 12,447,000 | 11,891,000 |
| Equity capital | 9,218,000 | 9,502,000 | 9,655,000 | 9,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,479,000 | 3,787,000 | 5,169,000 |
| Interest expense | 250,000 | 505,000 | 784,000 | 1,072,000 |
| Net interest income | 961,000 | 1,974,000 | 3,003,000 | 4,097,000 |
| Noninterest income | 72,000 | 171,000 | 253,000 | 306,000 |
| Noninterest expense | 678,000 | 1,387,000 | 2,092,000 | 2,828,000 |
| Provision for loan losses | 61,000 | 109,000 | 197,000 | 387,000 |
| Pretax income | 294,000 | 649,000 | 967,000 | 1,188,000 |
| Income tax | 27,000 | 131,000 | 278,000 | 115,000 |
| Net income | 267,000 | 518,000 | 689,000 | 1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,189,000 | 9,399,000 | 9,531,000 | 9,835,000 |
| Total capital | 10,107,000 | 10,257,000 | 10,397,000 | 10,873,000 |
| Risk-weighted assets | 80,565,000 | 79,931,000 | 85,348,000 | 85,013,000 |