Call reports 2018
IUKA STATE BANK, THE — 2018
What IUKA STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 95,815,000 | 93,151,000 | 94,504,000 | 94,430,000 |
| Total loans | 75,629,000 | 76,304,000 | 77,163,000 | 77,558,000 |
| Allowance for loan losses | 795,000 | 926,000 | 911,000 | 853,000 |
| Securities available for sale | 3,824,000 | 3,333,000 | 2,034,000 | 4,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,423,000 | 76,359,000 | 77,382,000 | 77,005,000 |
| Interest-bearing deposits | 68,163,000 | 64,289,000 | 65,689,000 | 64,880,000 |
| Noninterest-bearing deposits | 10,260,000 | 12,070,000 | 11,693,000 | 12,125,000 |
| Equity capital | 8,795,000 | 8,210,000 | 8,507,000 | 8,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,071,000 | 2,204,000 | 3,369,000 | 4,565,000 |
| Interest expense | 203,000 | 430,000 | 660,000 | 905,000 |
| Net interest income | 868,000 | 1,774,000 | 2,709,000 | 3,660,000 |
| Noninterest income | -11,000 | -473,000 | -385,000 | -425,000 |
| Noninterest expense | 796,000 | 1,320,000 | 1,996,000 | 2,601,000 |
| Provision for loan losses | 67,000 | 567,000 | 567,000 | 567,000 |
| Pretax income | -6,000 | -586,000 | -239,000 | 67,000 |
| Income tax | 8,000 | 17,000 | 62,000 | -15,000 |
| Net income | -14,000 | -603,000 | -301,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,825,000 | 8,237,000 | 8,539,000 | 8,921,000 |
| Total capital | 9,621,000 | 9,166,000 | 9,452,000 | 9,776,000 |
| Risk-weighted assets | 76,569,000 | 76,259,000 | 77,828,000 | 78,308,000 |