Call reports 2016
IUKA STATE BANK, THE — 2016
What IUKA STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 83,895,000 | 87,315,000 | 88,142,000 | 89,372,000 |
| Total loans | 70,878,000 | 73,138,000 | 73,095,000 | 71,691,000 |
| Allowance for loan losses | 823,000 | 846,000 | 856,000 | 832,000 |
| Securities available for sale | 1,317,000 | 1,234,000 | 1,443,000 | 1,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,932,000 | 64,927,000 | 66,633,000 | 66,992,000 |
| Interest-bearing deposits | 56,288,000 | 56,430,000 | 57,996,000 | 57,769,000 |
| Noninterest-bearing deposits | 8,644,000 | 8,497,000 | 8,637,000 | 9,223,000 |
| Equity capital | 6,787,000 | 7,120,000 | 7,210,000 | 7,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,757,000 | 2,688,000 | 3,611,000 |
| Interest expense | 162,000 | 328,000 | 500,000 | 671,000 |
| Net interest income | 686,000 | 1,429,000 | 2,188,000 | 2,940,000 |
| Noninterest income | 40,000 | 107,000 | 159,000 | 199,000 |
| Noninterest expense | 553,000 | 1,127,000 | 1,764,000 | 2,368,000 |
| Provision for loan losses | 30,000 | 60,000 | 84,000 | 108,000 |
| Pretax income | 143,000 | 344,000 | 495,000 | 663,000 |
| Income tax | 56,000 | 135,000 | 189,000 | 254,000 |
| Net income | 87,000 | 209,000 | 306,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,783,000 | 7,111,000 | 7,208,000 | 7,258,000 |
| Total capital | 7,606,000 | 7,957,000 | 8,064,000 | 8,091,000 |
| Risk-weighted assets | 72,386,000 | 74,166,000 | 72,360,000 | 70,729,000 |