Call reports 2015
IUKA STATE BANK, THE — 2015
What IUKA STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,159,000 | 73,122,000 | 77,131,000 | 83,604,000 |
| Total loans | 57,679,000 | 61,272,000 | 66,299,000 | 68,491,000 |
| Allowance for loan losses | 744,000 | 733,000 | 765,000 | 794,000 |
| Securities available for sale | 1,157,000 | 1,554,000 | 2,066,000 | 1,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,852,000 | 67,024,000 | 69,587,000 | 69,329,000 |
| Interest-bearing deposits | 57,325,000 | 59,886,000 | 60,969,000 | 61,858,000 |
| Noninterest-bearing deposits | 7,527,000 | 7,138,000 | 8,618,000 | 7,471,000 |
| Equity capital | 5,163,000 | 5,943,000 | 6,059,000 | 6,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,421,000 | 2,207,000 | 3,045,000 |
| Interest expense | 120,000 | 251,000 | 389,000 | 539,000 |
| Net interest income | 565,000 | 1,170,000 | 1,818,000 | 2,506,000 |
| Noninterest income | 29,000 | 66,000 | 120,000 | 163,000 |
| Noninterest expense | 472,000 | 935,000 | 1,485,000 | 2,016,000 |
| Provision for loan losses | 30,000 | 65,000 | 95,000 | 115,000 |
| Pretax income | 92,000 | 236,000 | 358,000 | 538,000 |
| Income tax | 35,000 | 90,000 | 141,000 | 201,000 |
| Net income | 57,000 | 146,000 | 217,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,162,000 | 5,953,000 | 6,058,000 | 6,133,000 |
| Total capital | 5,892,000 | 6,686,000 | 6,823,000 | 6,927,000 |
| Risk-weighted assets | 58,390,000 | 62,011,000 | 67,121,000 | 70,197,000 |