Call reports 2014
IUKA STATE BANK, THE — 2014
What IUKA STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 61,731,000 | 59,314,000 | 62,709,000 | 68,087,000 |
| Total loans | 49,842,000 | 47,655,000 | 51,999,000 | 55,259,000 |
| Allowance for loan losses | 694,000 | 693,000 | 680,000 | 716,000 |
| Securities available for sale | 1,329,000 | 1,327,000 | 1,367,000 | 1,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,503,000 | 54,010,000 | 57,317,000 | 62,769,000 |
| Interest-bearing deposits | 49,937,000 | 47,505,000 | 51,546,000 | 55,689,000 |
| Noninterest-bearing deposits | 6,566,000 | 6,505,000 | 5,771,000 | 7,080,000 |
| Equity capital | 4,918,000 | 5,028,000 | 5,111,000 | 5,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,256,000 | 1,886,000 | 2,555,000 |
| Interest expense | 107,000 | 215,000 | 324,000 | 446,000 |
| Net interest income | 543,000 | 1,041,000 | 1,562,000 | 2,109,000 |
| Noninterest income | 477,000 | 511,000 | 540,000 | 564,000 |
| Noninterest expense | 318,000 | 677,000 | 1,085,000 | 1,529,000 |
| Provision for loan losses | 113,000 | 113,000 | 113,000 | 163,000 |
| Pretax income | 589,000 | 762,000 | 904,000 | 981,000 |
| Income tax | 233,000 | 295,000 | 352,000 | 387,000 |
| Net income | 356,000 | 467,000 | 552,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,908,000 | 5,019,000 | 5,104,000 | 5,105,000 |
| Total capital | 5,518,000 | 5,606,000 | 5,742,000 | 5,788,000 |
| Risk-weighted assets | 48,750,000 | 46,856,000 | 51,032,000 | 54,644,000 |