Call reports 2013
IUKA STATE BANK, THE — 2013
What IUKA STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,710,000 | 47,908,000 | 50,675,000 | 54,692,000 |
| Total loans | 36,174,000 | 38,336,000 | 40,077,000 | 44,161,000 |
| Allowance for loan losses | 476,000 | 537,000 | 539,000 | 581,000 |
| Securities available for sale | 1,523,000 | 1,510,000 | 1,507,000 | 1,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,304,000 | 43,328,000 | 45,958,000 | 49,888,000 |
| Interest-bearing deposits | 39,823,000 | 39,056,000 | 40,370,000 | 42,976,000 |
| Noninterest-bearing deposits | 4,481,000 | 4,272,000 | 5,588,000 | 6,912,000 |
| Equity capital | 4,307,000 | 4,422,000 | 4,518,000 | 4,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 1,001,000 | 1,535,000 | 2,097,000 |
| Interest expense | 94,000 | 190,000 | 287,000 | 384,000 |
| Net interest income | 395,000 | 811,000 | 1,248,000 | 1,713,000 |
| Noninterest income | 32,000 | 143,000 | 168,000 | 190,000 |
| Noninterest expense | 276,000 | 545,000 | 829,000 | 1,139,000 |
| Provision for loan losses | 40,000 | 90,000 | 115,000 | 164,000 |
| Pretax income | 149,000 | 357,000 | 510,000 | 638,000 |
| Income tax | 43,000 | 128,000 | 183,000 | 231,000 |
| Net income | 106,000 | 229,000 | 327,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,288,000 | 4,410,000 | 4,508,000 | 4,552,000 |
| Total capital | 4,724,000 | 4,872,000 | 4,984,000 | 5,091,000 |
| Risk-weighted assets | 34,832,000 | 36,894,000 | 38,040,000 | 43,039,000 |