Call reports 2012
IUKA STATE BANK, THE — 2012
What IUKA STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,295,000 | 39,202,000 | 40,826,000 | 45,157,000 |
| Total loans | 22,650,000 | 28,417,000 | 31,394,000 | 34,996,000 |
| Allowance for loan losses | 322,000 | 337,000 | 376,000 | 436,000 |
| Securities available for sale | 2,312,000 | 2,323,000 | 2,270,000 | 2,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,267,000 | 35,611,000 | 36,612,000 | 40,938,000 |
| Interest-bearing deposits | 26,007,000 | 32,280,000 | 33,809,000 | 36,396,000 |
| Noninterest-bearing deposits | 3,260,000 | 3,331,000 | 2,803,000 | 4,542,000 |
| Equity capital | 2,933,000 | 3,448,000 | 4,029,000 | 4,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 748,000 | 1,188,000 | 1,647,000 |
| Interest expense | 82,000 | 168,000 | 260,000 | 355,000 |
| Net interest income | 262,000 | 580,000 | 928,000 | 1,292,000 |
| Noninterest income | 29,000 | 67,000 | 109,000 | 141,000 |
| Noninterest expense | 233,000 | 456,000 | 699,000 | 966,000 |
| Provision for loan losses | 0 | 15,000 | 55,000 | 115,000 |
| Pretax income | 104,000 | 222,000 | 329,000 | 398,000 |
| Income tax | 37,000 | 81,000 | 121,000 | 137,000 |
| Net income | 67,000 | 141,000 | 208,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,888,000 | 3,394,000 | 3,974,000 | 4,021,000 |
| Total capital | 3,151,000 | 3,727,000 | 4,344,000 | 4,432,000 |
| Risk-weighted assets | 21,034,000 | 26,665,000 | 29,593,000 | 32,886,000 |