Call reports 2011
IUKA STATE BANK, THE — 2011
What IUKA STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 23,018,000 | 26,207,000 | 27,284,000 | 30,084,000 |
| Total loans | 16,289,000 | 17,435,000 | 19,422,000 | 20,525,000 |
| Allowance for loan losses | 348,000 | 355,000 | 339,000 | 322,000 |
| Securities available for sale | 2,730,000 | 4,661,000 | 4,511,000 | 3,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,211,000 | 23,381,000 | 24,375,000 | 27,125,000 |
| Interest-bearing deposits | 18,157,000 | 21,447,000 | 22,181,000 | 23,697,000 |
| Noninterest-bearing deposits | 2,054,000 | 1,934,000 | 2,194,000 | 3,428,000 |
| Equity capital | 2,753,000 | 2,752,000 | 2,842,000 | 2,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 288,000 | 585,000 | 917,000 | 1,258,000 |
| Interest expense | 66,000 | 141,000 | 221,000 | 302,000 |
| Net interest income | 222,000 | 444,000 | 696,000 | 956,000 |
| Noninterest income | 25,000 | 54,000 | 72,000 | 99,000 |
| Noninterest expense | 206,000 | 452,000 | 671,000 | 894,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 78,000 |
| Pretax income | 13,000 | -12,000 | 39,000 | 105,000 |
| Income tax | 1,000 | -5,000 | 3,000 | 7,000 |
| Net income | 12,000 | -7,000 | 36,000 | 98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,735,000 | 2,717,000 | 2,760,000 | 2,822,000 |
| Total capital | 2,915,000 | 2,937,000 | 3,004,000 | 3,068,000 |
| Risk-weighted assets | 14,249,000 | 17,434,000 | 19,422,000 | 19,640,000 |