Call reports 2010
IUKA STATE BANK, THE — 2010
What IUKA STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 20,476,000 | 19,640,000 | 20,091,000 | 20,033,000 |
| Total loans | 12,989,000 | 12,709,000 | 13,711,000 | 15,390,000 |
| Allowance for loan losses | 233,000 | 265,000 | 274,000 | 317,000 |
| Securities available for sale | 5,171,000 | 5,326,000 | 4,398,000 | 3,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,633,000 | 16,718,000 | 17,135,000 | 17,234,000 |
| Interest-bearing deposits | 16,132,000 | 15,357,000 | 15,546,000 | 15,541,000 |
| Noninterest-bearing deposits | 1,501,000 | 1,361,000 | 1,589,000 | 1,693,000 |
| Equity capital | 2,777,000 | 2,846,000 | 2,872,000 | 2,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 284,000 | 571,000 | 859,000 | 1,151,000 |
| Interest expense | 76,000 | 146,000 | 214,000 | 278,000 |
| Net interest income | 208,000 | 425,000 | 645,000 | 873,000 |
| Noninterest income | 16,000 | 32,000 | 49,000 | 65,000 |
| Noninterest expense | 161,000 | 308,000 | 511,000 | 732,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 185,000 |
| Pretax income | 33,000 | 89,000 | 93,000 | 65,000 |
| Income tax | 4,000 | 17,000 | 19,000 | 3,000 |
| Net income | 29,000 | 72,000 | 74,000 | 62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,735,000 | 2,778,000 | 2,780,000 | 2,724,000 |
| Total capital | 2,887,000 | 2,928,000 | 2,940,000 | 2,898,000 |
| Risk-weighted assets | 12,032,000 | 11,923,000 | 12,688,000 | 13,802,000 |