Call reports 2009
IUKA STATE BANK, THE — 2009
What IUKA STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 18,229,000 | 18,968,000 | 19,557,000 | 20,436,000 |
| Total loans | 12,243,000 | 12,235,000 | 13,164,000 | 13,123,000 |
| Allowance for loan losses | 196,000 | 223,000 | 230,000 | 219,000 |
| Securities available for sale | 2,242,000 | 2,075,000 | 2,359,000 | 2,262,000 |
| Securities held to maturity | 1,668,000 | 2,555,000 | 2,793,000 | 2,545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,497,000 | 16,164,000 | 16,639,000 | 17,618,000 |
| Interest-bearing deposits | 14,105,000 | 14,813,000 | 15,156,000 | 16,189,000 |
| Noninterest-bearing deposits | 1,393,000 | 1,352,000 | 1,483,000 | 1,429,000 |
| Equity capital | 2,671,000 | 2,711,000 | 2,769,000 | 2,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 549,000 | 841,000 | 1,134,000 |
| Interest expense | 72,000 | 153,000 | 234,000 | 315,000 |
| Net interest income | 200,000 | 396,000 | 607,000 | 819,000 |
| Noninterest income | 16,000 | 51,000 | 82,000 | 90,000 |
| Noninterest expense | 140,000 | 281,000 | 435,000 | 570,000 |
| Provision for loan losses | 15,000 | 40,000 | 67,000 | 89,000 |
| Pretax income | 61,000 | 126,000 | 187,000 | 250,000 |
| Income tax | 15,000 | 30,000 | 43,000 | 65,000 |
| Net income | 46,000 | 96,000 | 144,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,651,000 | 2,711,000 | 2,748,000 | 2,706,000 |
| Total capital | 2,828,000 | 2,893,000 | 2,942,000 | 2,861,000 |
| Risk-weighted assets | 14,139,000 | 14,518,000 | 15,463,000 | 12,112,000 |