Call reports 2008
IUKA STATE BANK, THE — 2008
What IUKA STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 16,258,000 | 16,361,000 | 16,260,000 | 16,436,000 |
| Total loans | 12,975,000 | 12,730,000 | 12,805,000 | 12,766,000 |
| Allowance for loan losses | 261,000 | 233,000 | 227,000 | 180,000 |
| Securities available for sale | 2,223,000 | 2,396,000 | 2,201,000 | 1,515,000 |
| Securities held to maturity | 705,000 | 804,000 | 890,000 | 1,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,599,000 | 13,465,000 | 13,394,000 | 13,719,000 |
| Interest-bearing deposits | 12,108,000 | 12,222,000 | 11,987,000 | 12,036,000 |
| Noninterest-bearing deposits | 1,491,000 | 1,243,000 | 1,407,000 | 1,683,000 |
| Equity capital | 2,553,000 | 2,582,000 | 2,635,000 | 2,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 563,000 | 837,000 | 1,118,000 |
| Interest expense | 99,000 | 183,000 | 257,000 | 328,000 |
| Net interest income | 183,000 | 380,000 | 580,000 | 790,000 |
| Noninterest income | 15,000 | 33,000 | 61,000 | 77,000 |
| Noninterest expense | 131,000 | 265,000 | 412,000 | 549,000 |
| Provision for loan losses | 14,000 | 27,000 | 40,000 | 54,000 |
| Pretax income | 53,000 | 121,000 | 189,000 | 264,000 |
| Income tax | 15,000 | 35,000 | 55,000 | 74,000 |
| Net income | 38,000 | 86,000 | 134,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,535,000 | 2,582,000 | 2,635,000 | 2,604,000 |
| Total capital | 2,711,000 | 2,756,000 | 2,810,000 | 2,780,000 |
| Risk-weighted assets | 14,000,000 | 13,887,000 | 13,968,000 | 14,074,000 |