Call reports 2007
IUKA STATE BANK, THE — 2007
What IUKA STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 15,456,000 | 16,233,000 | 16,235,000 | 16,467,000 |
| Total loans | 12,098,000 | 12,834,000 | 12,725,000 | 13,022,000 |
| Allowance for loan losses | 226,000 | 234,000 | 235,000 | 247,000 |
| Securities available for sale | 2,486,000 | 2,483,000 | 2,495,000 | 2,505,000 |
| Securities held to maturity | 583,000 | 517,000 | 517,000 | 566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,927,000 | 12,677,000 | 12,645,000 | 13,082,000 |
| Interest-bearing deposits | 11,392,000 | 11,245,000 | 11,147,000 | 11,551,000 |
| Noninterest-bearing deposits | 1,535,000 | 1,432,000 | 1,498,000 | 1,531,000 |
| Equity capital | 2,434,000 | 2,477,000 | 2,532,000 | 2,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 527,000 | 809,000 | 1,085,000 |
| Interest expense | 92,000 | 191,000 | 295,000 | 396,000 |
| Net interest income | 167,000 | 336,000 | 514,000 | 689,000 |
| Noninterest income | 19,000 | 45,000 | 65,000 | 90,000 |
| Noninterest expense | 123,000 | 241,000 | 365,000 | 488,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 51,000 | 116,000 | 178,000 | 243,000 |
| Income tax | 14,000 | 34,000 | 52,000 | 74,000 |
| Net income | 37,000 | 82,000 | 126,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,442,000 | 2,488,000 | 2,532,000 | 2,504,000 |
| Total capital | 2,607,000 | 2,662,000 | 2,705,000 | 2,681,000 |
| Risk-weighted assets | 13,125,000 | 13,850,000 | 13,759,000 | 14,043,000 |