Call reports 2005
IUKA STATE BANK, THE — 2005
What IUKA STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 14,103,000 | 14,067,000 | 14,277,000 | 14,393,000 |
| Total loans | 9,548,000 | 10,220,000 | 10,386,000 | 10,606,000 |
| Allowance for loan losses | 194,000 | 199,000 | 194,000 | 202,000 |
| Securities available for sale | 2,553,000 | 2,772,000 | 2,761,000 | 2,553,000 |
| Securities held to maturity | 708,000 | 707,000 | 706,000 | 540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,786,000 | 11,714,000 | 11,603,000 | 12,036,000 |
| Interest-bearing deposits | 10,490,000 | 10,564,000 | 10,268,000 | 10,579,000 |
| Noninterest-bearing deposits | 1,296,000 | 1,150,000 | 1,335,000 | 1,457,000 |
| Equity capital | 2,278,000 | 2,322,000 | 2,352,000 | 2,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 412,000 | 629,000 | 854,000 |
| Interest expense | 56,000 | 110,000 | 168,000 | 228,000 |
| Net interest income | 148,000 | 302,000 | 461,000 | 626,000 |
| Noninterest income | 15,000 | 24,000 | 49,000 | 66,000 |
| Noninterest expense | 104,000 | 215,000 | 337,000 | 467,000 |
| Provision for loan losses | 10,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 49,000 | 90,000 | 141,000 | 183,000 |
| Income tax | 13,000 | 23,000 | 37,000 | 48,000 |
| Net income | 36,000 | 67,000 | 104,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,313,000 | 2,344,000 | 2,382,000 | 2,338,000 |
| Total capital | 2,453,000 | 2,497,000 | 2,537,000 | 2,497,000 |
| Risk-weighted assets | 11,002,000 | 11,544,000 | 11,738,000 | 11,881,000 |