Call reports 2004
IUKA STATE BANK, THE — 2004
What IUKA STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 14,107,000 | 13,943,000 | 14,048,000 | 14,103,000 |
| Total loans | 9,355,000 | 9,667,000 | 10,054,000 | 9,703,000 |
| Allowance for loan losses | 191,000 | 149,000 | 176,000 | 185,000 |
| Securities available for sale | 2,826,000 | 2,974,000 | 2,999,000 | 2,384,000 |
| Securities held to maturity | 739,000 | 688,000 | 739,000 | 808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,755,000 | 11,603,000 | 11,673,000 | 11,812,000 |
| Interest-bearing deposits | 10,547,000 | 10,510,000 | 10,303,000 | 10,454,000 |
| Noninterest-bearing deposits | 1,208,000 | 1,093,000 | 1,370,000 | 1,358,000 |
| Equity capital | 2,310,000 | 2,261,000 | 2,308,000 | 2,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 202,000 | 405,000 | 612,000 | 825,000 |
| Interest expense | 58,000 | 115,000 | 171,000 | 228,000 |
| Net interest income | 144,000 | 290,000 | 441,000 | 597,000 |
| Noninterest income | 13,000 | 30,000 | 45,000 | 65,000 |
| Noninterest expense | 105,000 | 211,000 | 327,000 | 441,000 |
| Provision for loan losses | 10,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 42,000 | 88,000 | 127,000 | 179,000 |
| Income tax | 10,000 | 22,000 | 30,000 | 44,000 |
| Net income | 32,000 | 66,000 | 97,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,298,000 | 2,283,000 | 2,313,000 | 2,277,000 |
| Total capital | 2,434,000 | 2,422,000 | 2,457,000 | 2,419,000 |
| Risk-weighted assets | 10,851,000 | 11,164,000 | 11,467,000 | 11,157,000 |