Call reports 2003
IUKA STATE BANK, THE — 2003
What IUKA STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,838,000 | 14,059,000 | 13,963,000 | 13,691,000 |
| Total loans | 8,956,000 | 9,241,000 | 9,900,000 | 9,407,000 |
| Allowance for loan losses | 174,000 | 183,000 | 174,000 | 186,000 |
| Securities available for sale | 2,249,000 | 2,250,000 | 2,635,000 | 2,419,000 |
| Securities held to maturity | 839,000 | 838,000 | 871,000 | 770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,531,000 | 11,743,000 | 11,618,000 | 11,368,000 |
| Interest-bearing deposits | 10,215,000 | 10,148,000 | 10,372,000 | 10,207,000 |
| Noninterest-bearing deposits | 1,316,000 | 1,595,000 | 1,246,000 | 1,161,000 |
| Equity capital | 2,249,000 | 2,278,000 | 2,310,000 | 2,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 218,000 | 425,000 | 651,000 | 876,000 |
| Interest expense | 66,000 | 130,000 | 190,000 | 251,000 |
| Net interest income | 152,000 | 295,000 | 461,000 | 625,000 |
| Noninterest income | 13,000 | 24,000 | 40,000 | 65,000 |
| Noninterest expense | 108,000 | 210,000 | 317,000 | 429,000 |
| Provision for loan losses | 9,000 | 28,000 | 44,000 | 60,000 |
| Pretax income | 48,000 | 81,000 | 140,000 | 201,000 |
| Income tax | 12,000 | 18,000 | 34,000 | 52,000 |
| Net income | 36,000 | 63,000 | 106,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,227,000 | 2,254,000 | 2,296,000 | 2,259,000 |
| Total capital | 2,357,000 | 2,384,000 | 2,438,000 | 2,393,000 |
| Risk-weighted assets | 10,463,000 | 10,731,000 | 11,285,000 | 10,807,000 |