Call reports 2002
IUKA STATE BANK, THE — 2002
What IUKA STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 16,114,000 | 15,154,000 | 14,482,000 | 13,374,000 |
| Total loans | 8,614,000 | 8,999,000 | 9,163,000 | 9,009,000 |
| Allowance for loan losses | 158,000 | 165,000 | 173,000 | 164,000 |
| Securities available for sale | 4,179,000 | 4,007,000 | 3,226,000 | 2,958,000 |
| Securities held to maturity | 889,000 | 889,000 | 838,000 | 841,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,876,000 | 12,843,000 | 12,141,000 | 11,098,000 |
| Interest-bearing deposits | 12,631,000 | 11,697,000 | 11,027,000 | 9,861,000 |
| Noninterest-bearing deposits | 1,245,000 | 1,146,000 | 1,114,000 | 1,237,000 |
| Equity capital | 2,143,000 | 2,213,000 | 2,264,000 | 2,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 489,000 | 729,000 | 964,000 |
| Interest expense | 103,000 | 196,000 | 279,000 | 356,000 |
| Net interest income | 143,000 | 293,000 | 450,000 | 608,000 |
| Noninterest income | 17,000 | 45,000 | 51,000 | 63,000 |
| Noninterest expense | 92,000 | 192,000 | 298,000 | 428,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 42,000 |
| Pretax income | 59,000 | 128,000 | 176,000 | 185,000 |
| Income tax | 15,000 | 35,000 | 46,000 | 43,000 |
| Net income | 44,000 | 93,000 | 130,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,123,000 | 2,196,000 | 2,251,000 | 2,191,000 |
| Total capital | 2,252,000 | 2,302,000 | 2,356,000 | 2,321,000 |
| Risk-weighted assets | 10,455,000 | 8,434,000 | 8,308,000 | 10,426,000 |