Call reports 2001
IUKA STATE BANK, THE — 2001
What IUKA STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 14,194,000 | 14,271,000 | 15,174,000 | 15,223,000 |
| Total loans | 7,751,000 | 8,213,000 | 8,719,000 | 9,042,000 |
| Allowance for loan losses | 139,000 | 147,000 | 148,000 | 149,000 |
| Securities available for sale | 2,047,000 | 3,717,000 | 3,947,000 | 4,170,000 |
| Securities held to maturity | 2,193,000 | 1,115,000 | 1,014,000 | 915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,024,000 | 12,038,000 | 12,885,000 | 13,009,000 |
| Interest-bearing deposits | 10,589,000 | 10,811,000 | 11,585,000 | 11,575,000 |
| Noninterest-bearing deposits | 1,435,000 | 1,227,000 | 1,300,000 | 1,434,000 |
| Equity capital | 2,069,000 | 2,121,000 | 2,180,000 | 2,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 499,000 | 757,000 | 1,012,000 |
| Interest expense | 116,000 | 233,000 | 349,000 | 461,000 |
| Net interest income | 131,000 | 266,000 | 408,000 | 551,000 |
| Noninterest income | 10,000 | 35,000 | 55,000 | 66,000 |
| Noninterest expense | 107,000 | 200,000 | 299,000 | 420,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 25,000 | 83,000 | 137,000 | 161,000 |
| Income tax | 3,000 | 18,000 | 32,000 | 33,000 |
| Net income | 22,000 | 65,000 | 105,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,063,000 | 2,106,000 | 2,146,000 | 2,102,000 |
| Total capital | 2,181,000 | 2,229,000 | 2,273,000 | 2,235,000 |
| Risk-weighted assets | 9,389,000 | 9,788,000 | 10,374,000 | 10,624,000 |