Call reports 2001
HAMEL STATE BANK — 2001
What HAMEL STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,666,000 | 54,643,000 | 53,331,000 | 53,828,000 |
| Total loans | 24,325,000 | 26,015,000 | 27,996,000 | 27,431,000 |
| Allowance for loan losses | 284,000 | 293,000 | 304,000 | 317,000 |
| Securities available for sale | 22,011,000 | 21,076,000 | 21,138,000 | 19,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,196,000 | 49,996,000 | 48,389,000 | 48,463,000 |
| Interest-bearing deposits | 42,400,000 | 42,751,000 | 42,117,000 | 41,210,000 |
| Noninterest-bearing deposits | 5,796,000 | 7,245,000 | 6,273,000 | 7,253,000 |
| Equity capital | 4,186,000 | 4,323,000 | 4,558,000 | 4,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,789,000 | 2,675,000 | 3,517,000 |
| Interest expense | 489,000 | 991,000 | 1,449,000 | 1,842,000 |
| Net interest income | 411,000 | 798,000 | 1,226,000 | 1,675,000 |
| Noninterest income | 59,000 | 102,000 | 141,000 | 178,000 |
| Noninterest expense | 258,000 | 519,000 | 771,000 | 1,096,000 |
| Provision for loan losses | 9,000 | 18,000 | 33,000 | 48,000 |
| Pretax income | 203,000 | 363,000 | 563,000 | 709,000 |
| Income tax | 55,000 | 101,000 | 159,000 | 194,000 |
| Net income | 148,000 | 262,000 | 404,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,070,000 | 4,183,000 | 4,286,000 | 4,396,000 |
| Total capital | 4,354,000 | 4,476,000 | 4,590,000 | 4,713,000 |
| Risk-weighted assets | 26,823,000 | 28,189,000 | 29,219,000 | 29,256,000 |