Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 88,300,000 | 90,678,000 |
| Total loans | 52,284,000 | 52,654,000 |
| Allowance for loan losses | 1,424,000 | 1,430,000 |
| Securities available for sale | 18,577,000 | 17,960,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 73,065,000 | 69,855,000 |
| Interest-bearing deposits | 63,261,000 | 59,767,000 |
| Noninterest-bearing deposits | 9,804,000 | 10,088,000 |
| Equity capital | 9,272,000 | 13,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 1,003,000 | 2,017,000 |
| Interest expense | 211,000 | 411,000 |
| Net interest income | 792,000 | 1,606,000 |
| Noninterest income | 89,000 | 183,000 |
| Noninterest expense | 586,000 | 1,092,000 |
| Provision for loan losses | 40,000 | 40,000 |
| Pretax income | 255,000 | 657,000 |
| Income tax | 0 | 236,000 |
| Net income | 269,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 8,836,000 | 11,002,000 |
| Total capital | 9,633,000 | 11,771,000 |
| Risk-weighted assets | 63,146,000 | 59,831,000 |