Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,968,000 | 83,951,000 | 87,582,000 | 93,527,000 |
| Total loans | 53,136,000 | 55,772,000 | 56,879,000 | 56,416,000 |
| Allowance for loan losses | 1,371,000 | 1,431,000 | 1,411,000 | 1,382,000 |
| Securities available for sale | 18,929,000 | 19,286,000 | 19,605,000 | 19,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,002,000 | 66,890,000 | 70,874,000 | 77,856,000 |
| Interest-bearing deposits | 56,926,000 | 58,244,000 | 60,998,000 | 65,359,000 |
| Noninterest-bearing deposits | 9,076,000 | 8,646,000 | 9,876,000 | 12,497,000 |
| Equity capital | 8,301,000 | 8,601,000 | 8,875,000 | 8,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,131,000 | 3,206,000 | 4,316,000 |
| Interest expense | 248,000 | 490,000 | 726,000 | 968,000 |
| Net interest income | 824,000 | 1,641,000 | 2,480,000 | 3,348,000 |
| Noninterest income | 64,000 | 154,000 | 253,000 | 381,000 |
| Noninterest expense | 588,000 | 1,140,000 | 1,720,000 | 2,403,000 |
| Provision for loan losses | 60,000 | 120,000 | 140,000 | 140,000 |
| Pretax income | 240,000 | 535,000 | 873,000 | 1,186,000 |
| Income tax | 21,000 | 123,000 | 191,000 | 380,000 |
| Net income | 219,000 | 412,000 | 682,000 | 806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,171,000 | 8,300,000 | 8,508,000 | 8,567,000 |
| Total capital | 9,026,000 | 9,188,000 | 9,375,000 | 9,421,000 |
| Risk-weighted assets | 67,891,000 | 70,372,000 | 68,811,000 | 67,807,000 |