Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 84,531,000 | 85,164,000 | 84,849,000 | 89,067,000 |
| Total loans | 57,135,000 | 58,865,000 | 58,045,000 | 56,254,000 |
| Allowance for loan losses | 1,195,000 | 1,143,000 | 1,150,000 | 1,312,000 |
| Securities available for sale | 14,427,000 | 16,173,000 | 16,603,000 | 18,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,085,000 | 67,609,000 | 66,980,000 | 71,824,000 |
| Interest-bearing deposits | 58,635,000 | 58,998,000 | 58,899,000 | 56,829,000 |
| Noninterest-bearing deposits | 8,450,000 | 8,611,000 | 8,081,000 | 14,995,000 |
| Equity capital | 7,735,000 | 8,014,000 | 8,245,000 | 7,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,232,000 | 3,370,000 | 4,549,000 |
| Interest expense | 349,000 | 669,000 | 964,000 | 1,246,000 |
| Net interest income | 739,000 | 1,563,000 | 2,406,000 | 3,303,000 |
| Noninterest income | 127,000 | 271,000 | 367,000 | 493,000 |
| Noninterest expense | 642,000 | 1,241,000 | 1,793,000 | 2,400,000 |
| Provision for loan losses | 60,000 | 125,000 | 205,000 | 515,000 |
| Pretax income | 164,000 | 507,000 | 814,000 | 922,000 |
| Income tax | 68,000 | 137,000 | 205,000 | 312,000 |
| Net income | 96,000 | 370,000 | 609,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,624,000 | 7,834,000 | 8,023,000 | 7,956,000 |
| Total capital | 8,504,000 | 8,735,000 | 8,923,000 | 8,852,000 |
| Risk-weighted assets | 70,046,000 | 71,845,000 | 71,716,000 | 71,232,000 |