Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 77,609,000 | 80,594,000 | 81,553,000 | 94,047,000 |
| Total loans | 58,620,000 | 61,864,000 | 61,400,000 | 58,997,000 |
| Allowance for loan losses | 957,000 | 1,029,000 | 939,000 | 1,092,000 |
| Securities available for sale | 10,381,000 | 9,210,000 | 11,304,000 | 11,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,686,000 | 61,217,000 | 61,365,000 | 74,754,000 |
| Interest-bearing deposits | 52,507,000 | 52,613,000 | 53,024,000 | 64,088,000 |
| Noninterest-bearing deposits | 7,179,000 | 8,604,000 | 8,341,000 | 10,666,000 |
| Equity capital | 7,547,000 | 7,608,000 | 7,787,000 | 7,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,426,000 | 3,667,000 | 4,836,000 |
| Interest expense | 400,000 | 784,000 | 1,178,000 | 1,526,000 |
| Net interest income | 791,000 | 1,642,000 | 2,489,000 | 3,310,000 |
| Noninterest income | 111,000 | 175,000 | 307,000 | 435,000 |
| Noninterest expense | 615,000 | 1,193,000 | 1,871,000 | 2,522,000 |
| Provision for loan losses | 97,000 | 142,000 | 187,000 | 432,000 |
| Pretax income | 190,000 | 482,000 | 738,000 | 840,000 |
| Income tax | 7,000 | 188,000 | 285,000 | 337,000 |
| Net income | 183,000 | 294,000 | 453,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,398,000 | 7,479,000 | 7,588,000 | 7,594,000 |
| Total capital | 8,222,000 | 8,361,000 | 8,480,000 | 8,514,000 |
| Risk-weighted assets | 65,992,000 | 70,397,000 | 71,351,000 | 73,069,000 |