Call reports 2008
FIRST NATIONAL BANK — 2008
What FIRST NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 72,103,000 | 80,726,000 | 80,928,000 | 81,455,000 |
| Total loans | 56,035,000 | 58,689,000 | 60,589,000 | 60,292,000 |
| Allowance for loan losses | 842,000 | 857,000 | 854,000 | 921,000 |
| Securities available for sale | 6,683,000 | 14,791,000 | 12,185,000 | 12,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,521,000 | 61,561,000 | 62,055,000 | 62,743,000 |
| Interest-bearing deposits | 51,710,000 | 54,590,000 | 52,943,000 | 55,448,000 |
| Noninterest-bearing deposits | 5,811,000 | 6,971,000 | 9,112,000 | 7,295,000 |
| Equity capital | 7,106,000 | 7,191,000 | 7,203,000 | 7,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,395,000 | 3,645,000 | 4,872,000 |
| Interest expense | 512,000 | 958,000 | 1,425,000 | 1,873,000 |
| Net interest income | 695,000 | 1,437,000 | 2,220,000 | 2,999,000 |
| Noninterest income | 116,000 | 238,000 | 358,000 | 545,000 |
| Noninterest expense | 568,000 | 1,122,000 | 1,710,000 | 2,383,000 |
| Provision for loan losses | 37,000 | 75,000 | 272,000 | 347,000 |
| Pretax income | 206,000 | 478,000 | 596,000 | 814,000 |
| Income tax | 13,000 | 168,000 | 222,000 | 285,000 |
| Net income | 193,000 | 310,000 | 374,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,056,000 | 7,173,000 | 7,175,000 | 7,270,000 |
| Total capital | 7,831,000 | 7,985,000 | 8,010,000 | 8,117,000 |
| Risk-weighted assets | 61,924,000 | 64,934,000 | 66,783,000 | 67,457,000 |