Call reports 2007
FIRST NATIONAL BANK — 2007
What FIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 77,654,000 | 76,324,000 | 74,891,000 | 72,832,000 |
| Total loans | 56,699,000 | 59,980,000 | 59,916,000 | 56,096,000 |
| Allowance for loan losses | 898,000 | 938,000 | 978,000 | 807,000 |
| Securities available for sale | 7,017,000 | 8,346,000 | 7,980,000 | 7,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,638,000 | 59,695,000 | 58,043,000 | 62,122,000 |
| Interest-bearing deposits | 54,308,000 | 50,710,000 | 50,997,000 | 53,446,000 |
| Noninterest-bearing deposits | 6,330,000 | 8,985,000 | 7,046,000 | 8,676,000 |
| Equity capital | 6,691,000 | 6,651,000 | 6,920,000 | 6,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,388,000 | 2,765,000 | 4,143,000 | 5,468,000 |
| Interest expense | 661,000 | 1,307,000 | 1,923,000 | 2,531,000 |
| Net interest income | 727,000 | 1,458,000 | 2,220,000 | 2,937,000 |
| Noninterest income | 120,000 | 234,000 | 358,000 | 491,000 |
| Noninterest expense | 543,000 | 1,095,000 | 1,647,000 | 2,235,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 138,000 |
| Pretax income | 266,000 | 522,000 | 818,000 | 1,055,000 |
| Income tax | 29,000 | 241,000 | 302,000 | 447,000 |
| Net income | 237,000 | 281,000 | 516,000 | 608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,720,000 | 6,694,000 | 6,929,000 | 6,858,000 |
| Total capital | 7,503,000 | 7,494,000 | 7,752,000 | 7,632,000 |
| Risk-weighted assets | 62,557,000 | 63,839,000 | 65,672,000 | 61,865,000 |