Call reports 2006
FIRST NATIONAL BANK — 2006
What FIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,536,000 | 76,861,000 | 76,627,000 | 81,440,000 |
| Total loans | 60,752,000 | 64,036,000 | 62,489,000 | 59,504,000 |
| Allowance for loan losses | 835,000 | 863,000 | 837,000 | 853,000 |
| Securities available for sale | 5,474,000 | 5,218,000 | 5,434,000 | 6,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,514,000 | 59,392,000 | 59,471,000 | 64,601,000 |
| Interest-bearing deposits | 50,329,000 | 50,616,000 | 50,593,000 | 55,801,000 |
| Noninterest-bearing deposits | 7,185,000 | 8,776,000 | 8,878,000 | 8,800,000 |
| Equity capital | 5,488,000 | 6,093,000 | 6,306,000 | 6,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,543,000 | 3,920,000 | 5,313,000 |
| Interest expense | 437,000 | 932,000 | 1,532,000 | 2,151,000 |
| Net interest income | 787,000 | 1,611,000 | 2,388,000 | 3,162,000 |
| Noninterest income | 121,000 | 241,000 | 366,000 | 453,000 |
| Noninterest expense | 503,000 | 1,046,000 | 1,595,000 | 2,179,000 |
| Provision for loan losses | 38,000 | 75,000 | 100,000 | 138,000 |
| Pretax income | 367,000 | 731,000 | 1,059,000 | 1,298,000 |
| Income tax | 127,000 | 326,000 | 484,000 | 518,000 |
| Net income | 240,000 | 405,000 | 575,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,553,000 | 6,183,000 | 6,352,000 | 6,558,000 |
| Total capital | 6,346,000 | 7,025,000 | 7,168,000 | 7,379,000 |
| Risk-weighted assets | 63,421,000 | 67,306,000 | 65,281,000 | 65,642,000 |