Call reports 2005
FIRST NATIONAL BANK — 2005
What FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 65,209,000 | 65,027,000 | 71,428,000 | 71,661,000 |
| Total loans | 51,343,000 | 55,174,000 | 59,878,000 | 60,069,000 |
| Allowance for loan losses | 731,000 | 771,000 | 772,000 | 792,000 |
| Securities available for sale | 5,635,000 | 5,720,000 | 5,609,000 | 5,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,500,000 | 50,224,000 | 56,238,000 | 58,963,000 |
| Interest-bearing deposits | 46,027,000 | 43,074,000 | 47,662,000 | 50,441,000 |
| Noninterest-bearing deposits | 8,473,000 | 7,150,000 | 8,576,000 | 8,522,000 |
| Equity capital | 4,928,000 | 5,188,000 | 5,322,000 | 5,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 2,038,000 | 3,223,000 | 4,441,000 |
| Interest expense | 260,000 | 561,000 | 931,000 | 1,351,000 |
| Net interest income | 708,000 | 1,477,000 | 2,292,000 | 3,090,000 |
| Noninterest income | 98,000 | 196,000 | 341,000 | 484,000 |
| Noninterest expense | 502,000 | 989,000 | 1,531,000 | 2,143,000 |
| Provision for loan losses | 35,000 | 73,000 | 110,000 | 148,000 |
| Pretax income | 269,000 | 611,000 | 992,000 | 1,283,000 |
| Income tax | 115,000 | 219,000 | 363,000 | 508,000 |
| Net income | 154,000 | 392,000 | 629,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,962,000 | 5,210,000 | 5,367,000 | 5,512,000 |
| Total capital | 5,618,000 | 5,901,000 | 6,127,000 | 6,297,000 |
| Risk-weighted assets | 52,444,000 | 55,178,000 | 60,793,000 | 62,761,000 |