Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 50,885,000 | 54,525,000 | 54,647,000 | 53,108,000 |
| Total loans | 38,782,000 | 41,932,000 | 43,513,000 | 43,041,000 |
| Allowance for loan losses | 560,000 | 591,000 | 630,000 | 582,000 |
| Securities available for sale | 7,378,000 | 6,272,000 | 5,670,000 | 5,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,136,000 | 41,895,000 | 44,855,000 | 42,834,000 |
| Interest-bearing deposits | 35,532,000 | 36,655,000 | 38,020,000 | 37,093,000 |
| Noninterest-bearing deposits | 4,604,000 | 5,240,000 | 6,835,000 | 5,741,000 |
| Equity capital | 3,673,000 | 3,883,000 | 4,069,000 | 4,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,769,000 | 2,709,000 | 3,660,000 |
| Interest expense | 282,000 | 547,000 | 844,000 | 1,118,000 |
| Net interest income | 582,000 | 1,222,000 | 1,865,000 | 2,542,000 |
| Noninterest income | 89,000 | 176,000 | 270,000 | 373,000 |
| Noninterest expense | 430,000 | 878,000 | 1,338,000 | 1,902,000 |
| Provision for loan losses | 0 | 31,000 | 80,000 | 104,000 |
| Pretax income | 241,000 | 489,000 | 717,000 | 909,000 |
| Income tax | 12,000 | 101,000 | 152,000 | 352,000 |
| Net income | 229,000 | 388,000 | 565,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,654,000 | 3,814,000 | 3,983,000 | 3,974,000 |
| Total capital | 4,143,000 | 4,341,000 | 4,524,000 | 4,504,000 |
| Risk-weighted assets | 38,997,000 | 42,166,000 | 43,204,000 | 42,363,000 |