Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,763,000 | 46,535,000 | 48,192,000 | 50,601,000 |
| Total loans | 32,217,000 | 35,558,000 | 37,358,000 | 37,204,000 |
| Allowance for loan losses | 559,000 | 575,000 | 585,000 | 540,000 |
| Securities available for sale | 7,399,000 | 7,089,000 | 5,808,000 | 5,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,577,000 | 40,224,000 | 41,818,000 | 43,828,000 |
| Interest-bearing deposits | 36,742,000 | 36,088,000 | 37,515,000 | 38,104,000 |
| Noninterest-bearing deposits | 2,835,000 | 4,136,000 | 4,303,000 | 5,724,000 |
| Equity capital | 3,291,000 | 3,319,000 | 3,541,000 | 3,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 1,852,000 | 2,815,000 | 3,751,000 |
| Interest expense | 482,000 | 938,000 | 1,367,000 | 1,763,000 |
| Net interest income | 440,000 | 914,000 | 1,448,000 | 1,988,000 |
| Noninterest income | 94,000 | 186,000 | 267,000 | 367,000 |
| Noninterest expense | 392,000 | 829,000 | 1,247,000 | 1,733,000 |
| Provision for loan losses | 24,000 | 48,000 | 63,000 | 78,000 |
| Pretax income | 118,000 | 223,000 | 405,000 | 544,000 |
| Income tax | 35,000 | 106,000 | 107,000 | 218,000 |
| Net income | 83,000 | 117,000 | 298,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,141,000 | 3,277,000 | 3,455,000 | 3,426,000 |
| Total capital | 3,564,000 | 3,732,000 | 3,927,000 | 3,896,000 |
| Risk-weighted assets | 33,928,000 | 36,450,000 | 37,910,000 | 37,547,000 |