Call reports 2025
COMMUNITY BANK OF ELMHURST — 2025
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 191,493,000 | 186,851,000 | 189,397,000 | 199,404,000 |
| Total loans | 118,390,000 | 116,016,000 | 119,049,000 | 124,284,000 |
| Allowance for loan losses | 2,011,000 | 2,043,000 | 2,078,000 | 2,068,000 |
| Securities available for sale | 60,003,000 | 60,683,000 | 60,594,000 | 63,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,319,000 | 176,839,000 | 178,402,000 | 187,624,000 |
| Interest-bearing deposits | 132,802,000 | 129,285,000 | 131,037,000 | 138,401,000 |
| Noninterest-bearing deposits | 49,517,000 | 47,554,000 | 47,365,000 | 49,223,000 |
| Equity capital | 8,756,000 | 9,606,000 | 10,536,000 | 11,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,225,000 | 4,521,000 | 6,849,000 | 9,266,000 |
| Interest expense | 658,000 | 1,336,000 | 2,025,000 | 2,719,000 |
| Net interest income | 1,567,000 | 3,185,000 | 4,824,000 | 6,547,000 |
| Noninterest income | 74,000 | 146,000 | 230,000 | 315,000 |
| Noninterest expense | 1,393,000 | 2,829,000 | 4,274,000 | 5,746,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 77,000 |
| Pretax income | 231,000 | 452,000 | 690,000 | 1,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 231,000 | 452,000 | 690,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,546,000 | 18,655,000 | 18,776,000 | 18,987,000 |
| Total capital | 20,257,000 | 20,131,000 | 20,427,000 | 20,555,000 |
| Risk-weighted assets | 136,591,000 | 117,552,000 | 131,634,000 | 124,899,000 |