Call reports 2024
COMMUNITY BANK OF ELMHURST — 2024
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 177,216,000 | 174,205,000 | 178,862,000 | 184,770,000 |
| Total loans | 107,103,000 | 103,490,000 | 107,953,000 | 115,574,000 |
| Allowance for loan losses | 1,954,000 | 1,972,000 | 1,975,000 | 1,978,000 |
| Securities available for sale | 64,855,000 | 63,418,000 | 65,180,000 | 60,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,240,000 | 151,730,000 | 155,639,000 | 169,121,000 |
| Interest-bearing deposits | 110,438,000 | 106,769,000 | 86,622,000 | 124,447,000 |
| Noninterest-bearing deposits | 44,802,000 | 44,961,000 | 69,017,000 | 44,674,000 |
| Equity capital | 6,539,000 | 6,824,000 | 9,439,000 | 7,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,056,000 | 6,093,000 | 8,238,000 |
| Interest expense | 520,000 | 1,087,000 | 1,671,000 | 2,292,000 |
| Net interest income | 1,497,000 | 2,969,000 | 4,422,000 | 5,946,000 |
| Noninterest income | 72,000 | 148,000 | 225,000 | 303,000 |
| Noninterest expense | 1,384,000 | 2,734,000 | 4,143,000 | 5,603,000 |
| Provision for loan losses | 45,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 140,000 | 262,000 | 396,000 | 558,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 262,000 | 396,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,206,000 | 18,254,000 | 18,295,000 | 18,391,000 |
| Total capital | 19,706,000 | 19,594,000 | 19,833,000 | 20,282,000 |
| Risk-weighted assets | 119,619,000 | 106,466,000 | 122,521,000 | 151,218,000 |