Call reports 2023
COMMUNITY BANK OF ELMHURST — 2023
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 190,427,000 | 190,696,000 | 183,854,000 | 178,094,000 |
| Total loans | 110,017,000 | 109,375,000 | 106,683,000 | 104,382,000 |
| Allowance for loan losses | 1,758,000 | 1,808,000 | 1,858,000 | 1,906,000 |
| Securities available for sale | 73,908,000 | 71,438,000 | 65,250,000 | 67,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,301,000 | 177,758,000 | 173,475,000 | 159,540,000 |
| Interest-bearing deposits | 132,324,000 | 129,779,000 | 127,285,000 | 116,364,000 |
| Noninterest-bearing deposits | 50,976,000 | 47,979,000 | 46,190,000 | 43,176,000 |
| Equity capital | 6,356,000 | 6,070,000 | 3,490,000 | 7,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,870,000 | 5,876,000 | 7,917,000 |
| Interest expense | 235,000 | 621,000 | 1,112,000 | 1,626,000 |
| Net interest income | 1,671,000 | 3,249,000 | 4,764,000 | 6,291,000 |
| Noninterest income | 69,000 | 136,000 | 213,000 | 293,000 |
| Noninterest expense | 1,238,000 | 2,500,000 | 3,786,000 | 5,085,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 457,000 | 795,000 | 1,056,000 | 1,319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 457,000 | 795,000 | 1,056,000 | 1,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,735,000 | 17,891,000 | 18,017,000 | 18,174,000 |
| Total capital | 19,323,000 | 19,294,000 | 19,447,000 | 19,524,000 |
| Risk-weighted assets | 126,850,000 | 111,824,000 | 113,972,000 | 107,443,000 |