Call reports 2022
COMMUNITY BANK OF ELMHURST — 2022
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 192,261,000 | 192,703,000 | 189,920,000 | 191,932,000 |
| Total loans | 91,825,000 | 97,197,000 | 103,417,000 | 109,680,000 |
| Allowance for loan losses | 1,531,000 | 1,595,000 | 1,670,000 | 1,675,000 |
| Securities available for sale | 88,989,000 | 84,580,000 | 78,764,000 | 74,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,140,000 | 185,520,000 | 185,015,000 | 174,684,000 |
| Interest-bearing deposits | 124,781,000 | 127,069,000 | 125,297,000 | 120,763,000 |
| Noninterest-bearing deposits | 56,359,000 | 58,450,000 | 59,717,000 | 53,921,000 |
| Equity capital | 10,867,000 | 7,046,000 | 4,719,000 | 5,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,866,000 | 4,492,000 | 6,295,000 |
| Interest expense | 41,000 | 75,000 | 109,000 | 174,000 |
| Net interest income | 1,378,000 | 2,791,000 | 4,383,000 | 6,121,000 |
| Noninterest income | 61,000 | 138,000 | 210,000 | 286,000 |
| Noninterest expense | 1,192,000 | 2,397,000 | 3,632,000 | 4,893,000 |
| Provision for loan losses | 60,000 | 120,000 | 190,000 | 190,000 |
| Pretax income | 187,000 | 412,000 | 771,000 | 1,229,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 187,000 | 412,000 | 771,000 | 1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,729,000 | 16,880,000 | 17,150,000 | 17,464,000 |
| Total capital | 17,969,000 | 18,184,000 | 18,700,000 | 18,871,000 |
| Risk-weighted assets | 98,914,000 | 104,063,000 | 123,862,000 | 112,314,000 |