Call reports 2021
COMMUNITY BANK OF ELMHURST — 2021
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 191,097,000 | 196,667,000 | 188,791,000 | 195,230,000 |
| Total loans | 102,007,000 | 94,978,000 | 94,822,000 | 93,469,000 |
| Allowance for loan losses | 1,242,000 | 1,313,000 | 1,402,000 | 1,467,000 |
| Securities available for sale | 72,991,000 | 82,698,000 | 86,772,000 | 86,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,220,000 | 179,142,000 | 171,930,000 | 178,635,000 |
| Interest-bearing deposits | 118,129,000 | 120,802,000 | 117,755,000 | 120,058,000 |
| Noninterest-bearing deposits | 56,091,000 | 58,340,000 | 54,175,000 | 58,578,000 |
| Equity capital | 16,705,000 | 17,350,000 | 16,683,000 | 16,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,647,000 | 3,162,000 | 4,623,000 | 6,176,000 |
| Interest expense | 56,000 | 102,000 | 149,000 | 192,000 |
| Net interest income | 1,591,000 | 3,060,000 | 4,474,000 | 5,984,000 |
| Noninterest income | 47,000 | 115,000 | 179,000 | 245,000 |
| Noninterest expense | 1,097,000 | 2,197,000 | 3,350,000 | 4,480,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 481,000 | 858,000 | 1,123,000 | 1,467,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 481,000 | 858,000 | 1,123,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,158,000 | 16,392,000 | 16,480,000 | 16,722,000 |
| Total capital | 17,400,000 | 17,576,000 | 17,599,000 | 17,959,000 |
| Risk-weighted assets | 107,381,000 | 94,592,000 | 89,214,000 | 98,775,000 |