Call reports 2020
COMMUNITY BANK OF ELMHURST — 2020
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 151,511,000 | 173,636,000 | 175,924,000 | 180,371,000 |
| Total loans | 85,724,000 | 105,315,000 | 103,643,000 | 99,249,000 |
| Allowance for loan losses | 953,000 | 1,065,000 | 1,089,000 | 1,172,000 |
| Securities available for sale | 50,211,000 | 51,065,000 | 53,718,000 | 64,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,638,000 | 156,161,000 | 158,306,000 | 162,613,000 |
| Interest-bearing deposits | 99,220,000 | 105,628,000 | 110,953,000 | 113,470,000 |
| Noninterest-bearing deposits | 35,418,000 | 50,533,000 | 47,353,000 | 49,143,000 |
| Equity capital | 16,720,000 | 17,307,000 | 17,461,000 | 17,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,487,000 | 3,035,000 | 4,440,000 | 5,997,000 |
| Interest expense | 76,000 | 139,000 | 208,000 | 271,000 |
| Net interest income | 1,411,000 | 2,896,000 | 4,232,000 | 5,726,000 |
| Noninterest income | 66,000 | 118,000 | 185,000 | 266,000 |
| Noninterest expense | 1,104,000 | 2,270,000 | 3,369,000 | 4,491,000 |
| Provision for loan losses | 180,000 | 285,000 | 350,000 | 470,000 |
| Pretax income | 193,000 | 459,000 | 698,000 | 1,031,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 193,000 | 459,000 | 698,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,261,000 | 15,449,000 | 15,577,000 | 15,814,000 |
| Total capital | 16,214,000 | — | — | 16,986,000 |
| Risk-weighted assets | 130,615,000 | — | — | 107,607,000 |