Call reports 2019
COMMUNITY BANK OF ELMHURST — 2019
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 149,602,000 | 148,231,000 | 145,795,000 | 145,775,000 |
| Total loans | 77,886,000 | 76,828,000 | 78,695,000 | 80,330,000 |
| Allowance for loan losses | 850,000 | 753,000 | 710,000 | 820,000 |
| Securities available for sale | 58,755,000 | 61,444,000 | 59,117,000 | 53,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,051,000 | 132,914,000 | 129,926,000 | 129,771,000 |
| Interest-bearing deposits | 100,141,000 | 96,894,000 | 93,326,000 | 95,329,000 |
| Noninterest-bearing deposits | 34,910,000 | 36,020,000 | 36,600,000 | 34,442,000 |
| Equity capital | 14,416,000 | 15,196,000 | 15,750,000 | 15,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,936,000 | 4,380,000 | 5,769,000 |
| Interest expense | 109,000 | 217,000 | 327,000 | 429,000 |
| Net interest income | 1,345,000 | 2,719,000 | 4,053,000 | 5,340,000 |
| Noninterest income | 66,000 | 131,000 | 211,000 | 287,000 |
| Noninterest expense | 1,048,000 | 2,021,000 | 2,998,000 | 4,053,000 |
| Provision for loan losses | 36,000 | 107,000 | 213,000 | 257,000 |
| Pretax income | 327,000 | 731,000 | 1,062,000 | 1,367,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 327,000 | 731,000 | 1,062,000 | 1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,684,000 | 14,955,000 | 15,084,000 | 15,222,000 |
| Total capital | 15,534,000 | 15,708,000 | 15,794,000 | 16,042,000 |
| Risk-weighted assets | 88,735,000 | 87,690,000 | 92,345,000 | 130,615,000 |