Call reports 2017
COMMUNITY BANK OF ELMHURST — 2017
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 157,238,000 | 157,655,000 | 153,041,000 | 152,010,000 |
| Total loans | 71,804,000 | 70,308,000 | 70,941,000 | 73,111,000 |
| Allowance for loan losses | 689,000 | 727,000 | 801,000 | 852,000 |
| Securities available for sale | 71,907,000 | 77,351,000 | 74,011,000 | 70,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,780,000 | 144,454,000 | 139,562,000 | 138,787,000 |
| Interest-bearing deposits | 112,590,000 | 111,914,000 | 106,358,000 | 106,642,000 |
| Noninterest-bearing deposits | 32,190,000 | 32,540,000 | 33,204,000 | 32,145,000 |
| Equity capital | 12,315,000 | 13,051,000 | 13,313,000 | 13,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,576,000 | 3,897,000 | 5,248,000 |
| Interest expense | 43,000 | 85,000 | 129,000 | 168,000 |
| Net interest income | 1,164,000 | 2,491,000 | 3,768,000 | 5,080,000 |
| Noninterest income | 57,000 | 125,000 | 254,000 | 316,000 |
| Noninterest expense | 957,000 | 1,861,000 | 2,770,000 | 3,722,000 |
| Provision for loan losses | 36,000 | 72,000 | 186,000 | 272,000 |
| Pretax income | 228,000 | 684,000 | 1,075,000 | 1,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 228,000 | 684,000 | 1,075,000 | 1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,836,000 | 12,828,000 | 13,219,000 | 13,546,000 |
| Total capital | 12,525,000 | 13,555,000 | 14,020,000 | 14,397,000 |
| Risk-weighted assets | 93,803,000 | 92,557,000 | 85,407,000 | 87,227,000 |