Call reports 2016
COMMUNITY BANK OF ELMHURST — 2016
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 164,144,000 | 163,512,000 | 159,242,000 | 159,468,000 |
| Total loans | 68,219,000 | 67,663,000 | 72,293,000 | 71,393,000 |
| Allowance for loan losses | 632,000 | 637,000 | 638,000 | 650,000 |
| Securities available for sale | 78,609,000 | 78,195,000 | 74,865,000 | 74,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,014,000 | 149,443,000 | 145,682,000 | 147,685,000 |
| Interest-bearing deposits | 118,190,000 | 114,850,000 | 113,082,000 | 114,501,000 |
| Noninterest-bearing deposits | 32,823,000 | 34,593,000 | 32,600,000 | 33,184,000 |
| Equity capital | 12,444,000 | 13,375,000 | 13,335,000 | 11,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,463,000 | 3,625,000 | 4,729,000 |
| Interest expense | 49,000 | 97,000 | 143,000 | 187,000 |
| Net interest income | 1,155,000 | 2,366,000 | 3,482,000 | 4,542,000 |
| Noninterest income | 67,000 | 134,000 | 200,000 | 274,000 |
| Noninterest expense | 1,082,000 | 2,150,000 | 3,216,000 | 4,123,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 200,000 |
| Pretax income | 140,000 | 275,000 | 419,000 | 573,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 275,000 | 419,000 | 573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,411,000 | 11,845,000 | 11,990,000 | 12,144,000 |
| Total capital | 12,043,000 | 12,482,000 | 12,628,000 | 12,794,000 |
| Risk-weighted assets | 94,533,000 | 94,320,000 | 96,346,000 | 96,002,000 |