Call reports 2015
COMMUNITY BANK OF ELMHURST — 2015
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 161,127,000 | 161,450,000 | 159,193,000 | 160,346,000 |
| Total loans | 68,569,000 | 69,756,000 | 68,716,000 | 67,710,000 |
| Allowance for loan losses | 841,000 | 874,000 | 585,000 | 562,000 |
| Securities available for sale | 70,295,000 | 76,125,000 | 75,516,000 | 76,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,399,000 | 149,461,000 | 146,409,000 | 148,400,000 |
| Interest-bearing deposits | 117,514,000 | 118,533,000 | 114,917,000 | 114,808,000 |
| Noninterest-bearing deposits | 30,885,000 | 30,928,000 | 31,492,000 | 33,592,000 |
| Equity capital | 12,188,000 | 11,447,000 | 12,221,000 | 11,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,263,000 | 3,468,000 | 4,657,000 |
| Interest expense | 58,000 | 115,000 | 168,000 | 218,000 |
| Net interest income | 1,068,000 | 2,148,000 | 3,300,000 | 4,439,000 |
| Noninterest income | 66,000 | 132,000 | 200,000 | 341,000 |
| Noninterest expense | 1,075,000 | 2,127,000 | 3,325,000 | 4,640,000 |
| Provision for loan losses | 0 | 25,000 | 40,000 | 130,000 |
| Pretax income | 59,000 | 128,000 | 141,000 | 16,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 128,000 | 141,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,314,000 | 11,382,000 | 11,396,000 | 11,271,000 |
| Total capital | 12,155,000 | 12,256,000 | 11,981,000 | 11,833,000 |
| Risk-weighted assets | 79,270,000 | 92,804,000 | 91,653,000 | 92,828,000 |