Call reports 2014
COMMUNITY BANK OF ELMHURST — 2014
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 157,168,000 | 158,538,000 | 158,186,000 | 154,897,000 |
| Total loans | 69,475,000 | 69,554,000 | 68,677,000 | 71,178,000 |
| Allowance for loan losses | 801,000 | 802,000 | 888,000 | 958,000 |
| Securities available for sale | 64,844,000 | 71,215,000 | 74,434,000 | 70,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,883,000 | 145,600,000 | 145,350,000 | 142,628,000 |
| Interest-bearing deposits | 117,136,000 | 117,323,000 | 113,720,000 | 112,184,000 |
| Noninterest-bearing deposits | 27,747,000 | 28,277,000 | 31,630,000 | 30,443,000 |
| Equity capital | 11,548,000 | 12,194,000 | 12,048,000 | 11,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,084,000 | 2,194,000 | 3,291,000 | 4,436,000 |
| Interest expense | 69,000 | 136,000 | 201,000 | 261,000 |
| Net interest income | 1,015,000 | 2,058,000 | 3,090,000 | 4,175,000 |
| Noninterest income | 60,000 | 126,000 | 192,000 | 270,000 |
| Noninterest expense | 1,051,000 | 2,066,000 | 3,080,000 | 4,486,000 |
| Provision for loan losses | 20,000 | 20,000 | 125,000 | 375,000 |
| Pretax income | 4,000 | 98,000 | 77,000 | -324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 98,000 | 77,000 | -324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,582,000 | 11,677,000 | 11,656,000 | 11,255,000 |
| Total capital | 12,383,000 | 12,479,000 | 12,544,000 | 12,213,000 |
| Risk-weighted assets | 90,024,000 | 91,752,000 | 91,767,000 | 93,431,000 |