Call reports 2013
COMMUNITY BANK OF ELMHURST — 2013
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 160,915,000 | 158,935,000 | 157,592,000 | 152,743,000 |
| Total loans | 73,983,000 | 70,924,000 | 67,590,000 | 69,628,000 |
| Allowance for loan losses | 975,000 | 795,000 | 755,000 | 780,000 |
| Securities available for sale | 68,974,000 | 74,946,000 | 71,535,000 | 69,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,332,000 | 146,857,000 | 145,472,000 | 141,145,000 |
| Interest-bearing deposits | 124,565,000 | 123,166,000 | 119,875,000 | 115,730,000 |
| Noninterest-bearing deposits | 22,767,000 | 23,691,000 | 25,597,000 | 25,415,000 |
| Equity capital | 13,214,000 | 11,761,000 | 11,702,000 | 10,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 2,057,000 | 3,109,000 | 4,182,000 |
| Interest expense | 112,000 | 209,000 | 299,000 | 377,000 |
| Net interest income | 911,000 | 1,848,000 | 2,810,000 | 3,805,000 |
| Noninterest income | 347,000 | 425,000 | 512,000 | 615,000 |
| Noninterest expense | 1,184,000 | 2,248,000 | 3,350,000 | 4,913,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 175,000 |
| Pretax income | -76,000 | -125,000 | -178,000 | -668,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -76,000 | -125,000 | -178,000 | -668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,170,000 | 12,121,000 | 12,068,000 | 11,578,000 |
| Total capital | 13,145,000 | 12,916,000 | 12,823,000 | 12,358,000 |
| Risk-weighted assets | 94,197,000 | 92,640,000 | 89,603,000 | 87,021,000 |