Call reports 2012
COMMUNITY BANK OF ELMHURST — 2012
What COMMUNITY BANK OF ELMHURST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 162,226,000 | 163,803,000 | 158,084,000 | 158,986,000 |
| Total loans | 81,498,000 | 81,031,000 | 78,708,000 | 75,825,000 |
| Allowance for loan losses | 1,531,000 | 1,500,000 | 1,314,000 | 862,000 |
| Securities available for sale | 65,977,000 | 72,497,000 | 71,200,000 | 62,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,637,000 | 150,167,000 | 143,221,000 | 144,861,000 |
| Interest-bearing deposits | 127,713,000 | 128,338,000 | 121,375,000 | 120,951,000 |
| Noninterest-bearing deposits | 20,924,000 | 21,829,000 | 21,845,000 | 23,911,000 |
| Equity capital | 13,273,000 | 13,362,000 | 13,565,000 | 13,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,453,000 | 3,545,000 | 4,614,000 |
| Interest expense | 154,000 | 297,000 | 436,000 | 562,000 |
| Net interest income | 1,095,000 | 2,156,000 | 3,109,000 | 4,052,000 |
| Noninterest income | 85,000 | 167,000 | 308,000 | 394,000 |
| Noninterest expense | 1,078,000 | 2,145,000 | 3,194,000 | 4,227,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 178,000 | 223,000 | 219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 178,000 | 223,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,129,000 | 12,205,000 | 12,250,000 | 12,246,000 |
| Total capital | 13,279,000 | 13,366,000 | 13,386,000 | 13,108,000 |
| Risk-weighted assets | 97,966,000 | 98,871,000 | 96,501,000 | 95,987,000 |